Car Insurance Ncd Table
As above this covers excludes commercial usage including delivering goods or selling products. Does my NCD apply to me or to my vehicle.
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Most insurance companies will require both the policyholder and the named driver to use the car for the same business ie.
. The insured and the named driver cannot use the vehicle in connection with different businesses Tip. However if you own more than one vehicle you might have a different. NCD No Claim Discount In principle your car insurance NCD applies to you and not to your vehicle.
For example if you sell your vehicle and buy another one you will retain your NCD. The following table shows how the NCD is set by all insurers across the industry.
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